The EARN Starter Savings Program is an online program that rewards you for consistently saving at least $20 each month. The program lasts for 6 months and you can earn a maximum of $60.
You will also have the opportunity to select a savings goal and set a personal monthly goal amount. The purpose of this goal is to challenge yourself to save more than $20, reaching this goal or saving more than $20 does not increase your rewards.
1. Sign up at EARN.org with email and a password
2. Connect your existing bank account to the EARN Starter Savings Program by entering your bank account username and password so we can track how much you save
3. Save at least $20 each month for 6 months. If you connect a checking account, please remember you need to have a net gain of $20 each month to earn your $10 reward.
4. Earn $10 in rewards each month that you save at least $20
5. After 6 months, you can claim your rewards after completing an exit survey and entering your bank's routing number and your bank account number.
You can continue using the EARN website for another 6 months. EARN is a non-profit committed to helping Americans save for their financial wellbeing. We are not a bank or credit union and we never have access to your money.